Car Claim Specialists is a trading name of The Claims Experts Ltd, a Claims Management Company (CMC) authorised and regulated by the Financial Conduct Authority (FRN 836692). You do not have to use a CMC to make your claim. You may complain directly to your lender. The Financial Conduct Authority (FCA) has published its rules for a motor finance compensation scheme which is free for consumers to use. If you are eligible and have not already complained, your lender may contact you under the FCA Scheme.

car finance news

Stay up to date with the latest car finance news, FCA updates, and claim guidance

Our news section covers the latest car finance developments affecting UK drivers. This includes FCA updates, compensation guidance, lender-specific claim articles, and key legal changes.

From redress scheme updates to Supreme Court developments, we explain what the latest car finance news could mean for your claim and where to go next. Start with the most relevant article below.

Not sure where to start? Start your car finance claim check, find your agreements, read the latest compensation update, or learn how the FCA redress scheme could affect your claim.

Woman choosing a car with a dealer in a showroom for FCA redress scheme car finance article

FCA redress scheme car finance

The FCA redress scheme for car finance could lead to refunds for millions of UK drivers. The FCA has confirmed the scheme, but it now faces legal challenges. The scheme focuses on some car finance agreements where firms may not have explained commission clearly.

Read More »
Exterior of the UK Supreme Court and the car finance ruling affecting drivers

Car Finance Supreme Court Ruling

The long-awaited car finance Supreme Court ruling arrived on 1st August 2025. It changed the legal picture for motor finance claims and helped shape the FCA’s redress scheme. The ruling did not end motor finance claims. However, it changed which legal arguments could still succeed.

Read More »
Black Horse logo representing car finance provider involved in mis-sold finance claims.

Black Horse Car Finance Claim

Were you mis-sold car finance by Black Horse? If your PCP or HP agreement included hidden commission or poor disclosure, you may be able to make a Black Horse car finance claim. The FCA has confirmed a motor finance redress scheme, although the scheme now faces a legal challenge. Black Horse also has its own commission complaints route.

Read More »
Motonovo Finance logo in blue and orange with stylised car graphic

MotoNovo Car Finance Claim

Were you mis-sold car finance by MotoNovo? If your PCP or HP agreement included hidden commission or poor disclosure, you may be able to make a MotoNovo car finance claim. The FCA has confirmed a motor finance redress scheme, although the scheme now faces legal challenges. MotoNovo also has its own commission complaints route.

Read More »
Close-up of a black car speedometer with orange dials, symbolising the speed and impact of DCA car finance agreements.

DCA Car Finance Explained

A Discretionary Commission Arrangement, or DCA, has become a major issue in car finance. If you are wondering what a DCA is, this guide explains how DCA car finance worked, how it affected interest rates, and what it could mean for consumers.

Read More »
PCP claim concept shown by a man holding a Mercedes car key, highlighting mis-sold car finance issues.

PCP Claim Guide: Mis-Sold PCP Finance

A PCP claim may apply if your Personal Contract Purchase agreement was sold unfairly or explained poorly. This can include undisclosed commission, weak affordability checks, unclear fees, pressure selling, or poor explanations about the final balloon payment. If this happened, your PCP finance may have been mis-sold.

Read More »
Woman choosing a car with a dealer in a showroom for FCA redress scheme car finance article

FCA redress scheme car finance

The FCA redress scheme for car finance could lead to refunds for millions of UK drivers. The FCA has confirmed the scheme, but it now faces legal challenges. The scheme focuses on some car finance agreements where firms may not have explained commission clearly.

Read More »
Exterior of the UK Supreme Court and the car finance ruling affecting drivers

Car Finance Supreme Court Ruling

The long-awaited car finance Supreme Court ruling arrived on 1st August 2025. It changed the legal picture for motor finance claims and helped shape the FCA’s redress scheme. The ruling did not end motor finance claims. However, it changed which legal arguments could still succeed.

Read More »
Black Horse logo representing car finance provider involved in mis-sold finance claims.

Black Horse Car Finance Claim

Were you mis-sold car finance by Black Horse? If your PCP or HP agreement included hidden commission or poor disclosure, you may be able to make a Black Horse car finance claim. The FCA has confirmed a motor finance redress scheme, although the scheme now faces a legal challenge. Black Horse also has its own commission complaints route.

Read More »
Motonovo Finance logo in blue and orange with stylised car graphic

MotoNovo Car Finance Claim

Were you mis-sold car finance by MotoNovo? If your PCP or HP agreement included hidden commission or poor disclosure, you may be able to make a MotoNovo car finance claim. The FCA has confirmed a motor finance redress scheme, although the scheme now faces legal challenges. MotoNovo also has its own commission complaints route.

Read More »
Close-up of a black car speedometer with orange dials, symbolising the speed and impact of DCA car finance agreements.

DCA Car Finance Explained

A Discretionary Commission Arrangement, or DCA, has become a major issue in car finance. If you are wondering what a DCA is, this guide explains how DCA car finance worked, how it affected interest rates, and what it could mean for consumers.

Read More »
PCP claim concept shown by a man holding a Mercedes car key, highlighting mis-sold car finance issues.

PCP Claim Guide: Mis-Sold PCP Finance

A PCP claim may apply if your Personal Contract Purchase agreement was sold unfairly or explained poorly. This can include undisclosed commission, weak affordability checks, unclear fees, pressure selling, or poor explanations about the final balloon payment. If this happened, your PCP finance may have been mis-sold.

Read More »

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